BANKING

Long-Term Disability Insurance and Pre-Existing Conditions: 6 Things You Need to Know

You’ve filed your application for long-term disability (LTD) benefits, carefully providing all the necessary information and submitting all your relevant medical records. When you get...

Disability Insurance and Pre-Existing Conditions: What You Need to Know 

Request A Quote Disability insurance and pre-existing conditions are common talking points among those looking for policies. Although health insurers cannot deny you coverage based...

How to Appeal a Prudential Long-Term Disability Denial

With nearly $1 billion in in-force premiums, Prudential Financial (via its subsidiary, Prudential Insurance Company of America) is one of the 10 largest providers...

Difference Between Short-Term Disability and Employee Leave

Key Takeaways: Short-term disability insurance provides wage replacement for periods when you cannot work because of an illness or injury. The Family and Medical Leave Act...

Individual vs. Group Disability Insurance

In 2019, the average amount disabled workers received from the Social Security Administration (SSA) was around $1,234, with no benefit adjustments based on previous...

Frank N. Darras Discusses Collegiate Minor Leagues

Frank N. Darras, founder of DarrasLaw, authored an article in the Daily Journal titled “Preventing NIL rules from creating a minor league within college...

How Much Is My Long-Term Disability Settlement Worth?

Long-term disability (LTD) benefits can be a lifesaver for people who are unable to earn an income due to sickness or injury. If you...

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Why you should consider buying life insurance

Everyone has different reasons for buying insurance. But at the heart of the decision to purchase insurance is financial...

Residual Disability Benefits in Private Disability Policies: What to Know

If you are suffering from an injury, illness, or other condition that has rendered you incapable of performing the...

22 Apps to Earn Gift Cards For Free

Do you want to find the best apps to earn gift cards for free? There are lots of apps...

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How to Reach Your 2024 Financial Resolutions Before Year-End

As the end of 2024 approaches, many people revisit...

You Still Have Time to Make the Most of 2024

There are 93 days left in 2024. Can you...

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