MARKET

Is This Housing Market Cycle Just Getting Started?

I sometimes wonder with so little equity extracted this cycle if it’s still early innings for the housing market. At least in terms of...

Can Mortgage Rates Improve Much Before Trump’s Inauguration?

While mortgage rates have already seen some improvement since the election dust settled, they remain quite elevated.At last glance, the 30-year fixed was hovering...

Do the Home Builders Need to Offer Mortgage Rate Buydowns to Make the Math Work?

If you’ve been home shopping since early 2022 when mortgage rates surged higher, you’ve likely come across the buydown.The buydown is used to lower...

What Does It Actually Mean to Return to Lower Mortgage Rates?

Recently, a lot of people have argued that we won’t return to lower mortgage rates.That there’s no possible way we can go back to...

Normal Mortgage Rates? The Average Mortgage Rate Since 1972 Is Roughly 7.75%

Lately, I’ve been a hearing a lot of people say that mortgage rates are “average” or “normal.”As in, they aren’t high or low. They’re...

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Why you should consider buying life insurance

Everyone has different reasons for buying insurance. But at the heart of the decision to purchase insurance is financial...

Residual Disability Benefits in Private Disability Policies: What to Know

If you are suffering from an injury, illness, or other condition that has rendered you incapable of performing the...

22 Apps to Earn Gift Cards For Free

Do you want to find the best apps to earn gift cards for free? There are lots of apps...

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How to Reach Your 2024 Financial Resolutions Before Year-End

As the end of 2024 approaches, many people revisit...

You Still Have Time to Make the Most of 2024

There are 93 days left in 2024. Can you...

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International P2P Lending Volumes August 2024

The table lists the loan originations of p2p lending...